Privacy Policy

CalcSmart.online is built on a simple principle: your data is yours. We do not collect, store, or sell any personal information. All calculations you perform happen entirely within your browser — nothing is sent to our servers.

This Privacy Policy explains what limited information we may access, how it is used, and your rights with respect to that information.

CalcSmart.online does not collect:

• Your name, email address, or phone number
• Financial data entered into calculators (income, loan amounts, investments)
• Health data (weight, height, age, medical information)
• Account credentials — there are no accounts on CalcSmart.online
• Payment information — CalcSmart.online is completely free

Like most websites, our hosting infrastructure may automatically log basic technical information including:

• IP address — used to detect and prevent abuse
• Browser type and version — for compatibility
• Pages visited and time spent — aggregated analytics only
• Referring URL — where you came from

This data is aggregated and anonymised. It cannot be used to identify individual users.

CalcSmart.online uses minimal browser storage:

• Theme preference — we store your light/dark mode choice in localStorage so your preference persists across visits. This data never leaves your device.
• No tracking cookies — we do not use cookies for advertising or cross-site tracking.

You can clear your browser local storage at any time through your browser settings.

We use Google Analytics to understand how users interact with our website and which calculators are most popular. The data collected helps us improve performance and user experience.

• Data is collected in aggregated form
• No personally identifiable information is used for reporting
• Used solely for analyzing traffic and improving the website
• We do not sell or share analytics data with third parties for advertising purposes

CalcSmart.online may use the following third-party services:

• Google Fonts — to load our typefaces. Google may log font requests.
• Vercel — our hosting provider processes server-side requests. See Vercel's privacy policy for details.

We do not use Facebook Pixel, third-party advertising networks, or behaviour-tracking tools.

CalcSmart.online does not knowingly collect any information from children under the age of 13. Our calculators are general-purpose tools suitable for all ages, but are not directed at children specifically.

Since we do not collect personal data, there is no profile to access, correct, or delete. However, you may:

• Clear your browser local storage to remove your theme preference
• Use private/incognito browsing to leave no local traces
• Contact us if you have any privacy concerns

We may update this Privacy Policy occasionally. Changes will be posted on this page with an updated date. Continued use of CalcSmart.online after changes constitutes acceptance of the revised policy.